What to Do if Your ATM Card Gets Stuck in ATM Machine?
While withdrawing money from an ATM, a situation often arises where a debit or credit card gets stuck in the machine. In such a situation, many people panic, call the security guard, or quickly try to block the card. Very few people know that in such cases, the card can be recovered without any problems. Therefore, it is very important to provide the correct information to the bank immediately and follow the necessary procedures. Go through this article and know what to do if your ATM card gets stuck while withdrawing money.
Why ATM Cards Get Stuck in Machines?
Many people wonder why credit and debit cards get stuck in ATMs while withdrawing money. There are many reasons for this.
- Sometimes, ATM cards can get stuck due to a failure in the machine connection or due to some mechanical fault.
- Apart from this, cards can also get stuck due to taking too long to enter card details.
- At other times, cards can get stuck due to power outages, connection errors, repeated incorrect PIN entries, or network issues.
What to Do if Your Card Gets Stuck in ATM Machine ?
- If your card gets stuck in an ATM machine, first call your bank’s customer service and provide complete information, including the location of the ATM.
- After providing these details, the bank will offer two options: cancel your card and place a new order. The second option is to initiate the process of reauthorizing the card.
- If you suspect that your card may be being misused, you can block it immediately. A new card will usually be delivered to your address within 7 to 10 days. Alternatively, you can visit a branch and collect a new card on the same day.
What to Do if Your Card Gets Stuck in Your Own Bank’s ATM?
If your card is stuck in your own bank’s ATM, it’s easy to recover it. In such cases, you should inform the bank’s cash-filing team, who will retrieve the card and deposit it back into the bank.
You can then go to the bank and show your credentials to retrieve it. However, if the card is stuck with any other bank, that bank will send it to your home branch, from where you can collect it.
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